How to Buy Stuff Using PayPal Without a Credit Card

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How to Buy Stuff Using PayPal Without a Credit Card
How to Buy Stuff Using PayPal Without a Credit Card
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If you want to make your internet shopping easier and safer, PayPal is a great service to do just that. You don't need a credit card to open an account, but you will need a debit card or bank account to make purchases. Then you can use your PayPal login to buy things on sites that accept this payment method.

Steps

Part 1 of 3: Opening an Account

Buy Things with PayPal Without a Credit Card Step 1

Step 1. Go to http://www.paypal.com and find the "Register" button

Once the page loads, you will find this button in the upper right corner of the screen. Click on it to open the account.

Buy Things with PayPal Without a Credit Card Step 2

Step 2. Enter your email and password

To use PayPal, you need a valid email address. Create a password that has letters, numbers and a special character. Capitalizing and lowercase letters also helps.

If you don't have an email address, get one for free from providers like Yahoo!, Gmail, and Hotmail

Buy Things with PayPal Without a Credit Card Step 3

Step 3. Fill in your information

PayPal will ask you to fill in things like your name, address and phone number. This information allows PayPal to contact you if something goes wrong with your account.

  • In addition, putting your address makes it easier when shopping, because you can use this address as a delivery location when buying something online.
  • The address will also be used for billing.
Buy Things with PayPal Without a Credit Card Step 4

Step 4. Check your email address

When you create an account, PayPal sends you a link to your email. You have to click on this link to confirm the email address you used to set up the account.

If it doesn't send automatically, go to "Settings" in your account and click "Update" next to the email and then "Confirm this email". Another link will be sent to your email

Part 2 of 3: Adding a Bank or Debit Card

Buy Things with PayPal Without a Credit Card Step 5

Step 1. Click on "Wallet" in your account

On the computer, the "Wallet" will be at the top of the screen. In the mobile app, "Wallet" will be in the menu. Tap the button to access it.

Your “Wallet” is the list of debit, credit, and bank accounts associated with your PayPal account. You can connect more than one card or account

Buy Things with PayPal Without a Credit Card Step 6

Step 2. Select the "Connect a Card or Bank" button

This button will open a page where you can choose the type of account you want to connect. Select "Connect Bank Account" or "Connect Debit Card" depending on what you prefer.

If you don't want to connect your checking account with PayPal, open a new account with an online bank such as Original, Nubank or C3

Buy Things with PayPal Without a Credit Card Step 7

Step 3. Follow the instructions to add the necessary information

You'll need your account information regardless of the type of payment you're adding. PayPal needs this information to make payments for you.

  • If it is a bank account, you will have to indicate whether it is checking or savings account. Then enter the branch and account number.
  • If it is a debit card, you will need to enter the card number, expiry date and security code.
Buy Things with PayPal Without a Credit Card Step 8

Step 4. Confirm your account if you added a bank account

Debit cards are confirmed instantly, but bank accounts need a few more things. You can confirm your account instantly by entering your ID and password or you can do it manually by asking PayPal to make small deposits into it.

  • Confirm instantly using ID and password when prompted. PayPal does not store this information.
  • Make manually awaiting deposits to your account in the next few days. These will be very small amounts. After that, go back to the PayPal account screen and enter the amount that was deposited into the two separate deposits. Don't get excited because the amounts are very low and PayPal withdraws them after a few days.

Part 3 of 3: Making a purchase

Buy Things with PayPal Without a Credit Card Step 9

Step 1. Find a website that accepts PayPal

Many sites accept this form of payment, such as Mercado Livre. If a website accepts PayPal, it will have an icon for that service at the time of checkout.

  • You can also check the "About" page or FAQ to see which payment methods the site accepts.
  • Some brick-and-mortar stores also accept this type of payment.
Buy Things with PayPal Without a Credit Card Step 10

Step 2. Place the products in the cart as you normally would

Using PayPal doesn't change the way you shop on a website. Just choose the things you want and put them in your cart. Keep placing items until it's time to checkout.

Buy Things with PayPal Without a Credit Card Step 11

Step 3. Click on the "Checkout" button

Start the checkout process as you normally would. The finish button is usually in the upper right corner on most sites. This button will take you to a page where you can review your purchase and decide how you want to pay.

Buy Things with PayPal Without a Credit Card Step 12

Step 4. Log in to your PayPal account when prompted

When you have finished your purchase, click on the "PayPal" icon to choose it as your payment method. A screen will appear asking you to login to your PayPal account using your email and password. Enter this information and click continue.

  • If you are already logged into your PayPal account in this browser, it may not ask you to enter your email and password.
  • This page is a PayPal secure page, so you should see "PayPal" in the URL at the top of the pop-up window.
Buy Things with PayPal Without a Credit Card Step 13

Step 5. Confirm your purchase

PayPal's pop-up window will guide you through a few different screens. One screen will ask you which address you prefer and another will ask you which connected account you want to use to pay if you don't have a PayPal balance. Click "Confirm" to proceed with the purchase.

Sometimes clicking "Confirm" will automatically place the purchase and take you back to the website you were on to display your order number and confirmation. Other times, you'll return to a screen on the website where you're making the purchase to confirm your order and receive your order number

Tips

You don't need to have money in your PayPal account to make a purchase. It will simply debit the connected account

Notices

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