3 Ways to Check Your Bank Balance

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3 Ways to Check Your Bank Balance
3 Ways to Check Your Bank Balance
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The emergence of internet banking services came to make people's lives easier, but it ended up having a negative effect: it is difficult to keep track of your own expenses! Fortunately, every bank (electronic or otherwise) saves a transaction history for each customer, which they can refer to whenever they like. The easiest way to do this is through the bank's app or website, but more traditional people can go to the ATM or branch nearest you. Read below and find out more!

Steps

Method 1 of 3: Doing internet banking

Check Your Bank Balance Step 1

Step 1. Access your bank's website on your computer or mobile

Type the name of the bank into your browser's search bar and click on its link that appears in the results.

See if the website URL starts with "https". This indicates that the connection is secure

Variation:

go to the App Store or Google Play Store and download your bank's mobile app. It's much easier to do everything by phone or tablet.

Check Your Bank Balance Step 2

Step 2. Create a profile with your account information

Click on the "Create an account" or "Register" link and fill in all the necessary fields. You will likely have to enter your account number, your name, your date of birth and your email address. If necessary, also create a username and password.

  • Click "Sign in" and follow the onscreen instructions if you don't see the "Create an Account" button right away.
  • Skip this step and login to your account at once if you already have an internet banking profile.
  • Depending on the bank, you may have to go to the branch to talk to your manager before you start using internet banking features.
Check Your Bank Balance Step 3

Step 3. Access the account with your username and password

Enter the login information in the respective fields on the screen. Then answer the security questions (if necessary).

  • Do not check the "Remember me" option if you are using a shared or public computer.
  • Many banking sites ask the user to answer security questions the first time they log in or use a new computer.
Check Your Bank Balance Step 4

Step 4. Click on your account summary to see your balance

Look for the "Account Summary" option or something like that and click to see your balance and recent transactions.

Take a look at the transactions and see if nothing is missing

Warning:

the balance is not always 100% accurate and up to date, as some expenses and charges do not appear at once. This is the case of automatic payments, checks and the like.

Check Your Bank Balance Step 5

Step 5. Log out of your account after making the inquiry

Banking sites usually log out automatically after 30 minutes or less. Still, it's best if you sign out of your account right after checking your balance. Click "Exit" or something to finish.

Method 2 of 3: Using an ATM

Check Your Bank Balance Step 6

Step 1. Find out where the nearest ATM is located

You can use an ATM in a branch of your specific bank or Banco24Horas, in any supermarket, gas station and the like. In these cases, the 24-hour teller is ideal for those who need to withdraw money or check their balance outside business hours.

  • ATMs located in bank branches usually stop working after 9 pm or 10 pm.
  • Keep an eye on your surroundings when using the cashier and make sure there's no one lurking around, especially if it's late.

Tip:

almost all checkpoints at ATMs are free, but some banks may charge a small fee for the transaction.

Check Your Bank Balance Step 7

Step 2. Insert the card into the ATM

Take a look at the design near the card slot to see which side it should be on and then insert it. Then look at the screen and see if there are any instructions (leave or remove the card).

Check Your Bank Balance Step 8

Step 3. Wait for the service menu to appear on the screen

The menu will appear if you have inserted the card correctly. If not, remove it and repeat the process as instructed.

If someone is behind you in the checkout line, cover the keyboard so they can't see anything

Check Your Bank Balance Step 9

Step 4. Click on the balance option

Find and click on the "Balance" option in the ATM menu. Then choose between making the query on screen or printing the receipt.

Some ATMs give the user only one of these two options: either display the balance on the screen or print it

Check Your Bank Balance Step 10

Step 5. Get the receipt with your balance

It will exit the printer from the cashier and bring the amount you have on your account.

It may even be that the cashier displays your balance on the screen and offers the option to print the receipt

Check Your Bank Balance Step 11

Step 6. Log out at the cashier

Some cashiers end the query session automatically, while others give the user more options. See which is the case with yours and finish everything.

Take the card out of the cashier (if you haven't already). Perhaps the machine itself removes the card after the transaction

Method 3 of 3: Going to a Bank Branch

Check Your Bank Balance Step 12

Step 1. Go to your bank's nearest branch

Search the internet to find out where the agency is and go to it during business hours.

Open the app and see if it offers a list or a map of the nearest bank branches

Tip:

you can try checking your balance over the phone, but that's pretty unusual.

Check Your Bank Balance Step 13

Step 2. Tell the cashier you want to check your balance

Get in line and go to the attendant when it's your turn.

In general, bank branches have individual service windows. Ask an employee for help if you don't know where to go

Check Your Bank Balance Step 14

Step 3. Submit your official document with photo and card or account number

The attendant will need your information to make the appointment for you.

Use your ID when the attendant asks for a photo ID

Check Your Bank Balance Step 15

Step 4. Ask the clerk to print the receipt with your balance

Maybe he just writes the amount down on a piece of paper. You decide what you prefer.

Do not leave the receipt at the bank as it may contain important information

Tips

Moderate the use of your credit or debit card so that you are never afraid to check your balance. Keep all receipts for each month

Notices

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